Nestled just outside the historic summer community of Bay View and within walking distance to downtown Petoskey, this impeccably maintained, nearly new home offers small-town charm with modern new conveniences. Enjoy barrier-free main floor living with a spacious, light-filled open concept kitchen, dining, and living area anchored by a cozy fireplace—perfect for chilly evenings. Large windows flood the space with natural light and offer peeks of the bay, enhancing the home's warm and inviting feel. The oversized walk-in pantry—affectionately nicknamed “Aldi’s” by the current owners—adds charm and abundant storage. The main level also includes a sun-drenched dedicated office, and a full laundry room. The primary suite features a stylish en-suite bath and a generous walk-in closet. Step outside to enjoy your own private oasis with a deck, patio space, and a large yard—ideal for entertaining, gardening, or simply relaxing in this peaceful setting. Upstairs offers a lovely guest bedroom and full bath, a cozy bonus room currently used as a family room, and a spacious flex area over the garage currently serving as an additional bedroom. The upper level is plumbed for a full kitchen, providing the opportunity to convert this space into a private apartment. With multi-family zoning, this home is well-suited for extended family, rental income, or future flexibility. The finished lower level features a second electric fireplace in a comfortable family room, a full guest suite, a designated gym, and a separate storage room. An attached two car garage enters directly into the mudroom and a detached one-car carriage house style garage with a storage loft adds even more utility to this already versatile property. Both garages feature heated floors to ensure your cars stay warm and dry even during our coldest months. Tastefully decorated and move-in ready!