Nestled within the prestigious Horton Bay Association on the shores of Lake Charlevoix, this waterfront retreat offers 324' of private frontage and breathtaking panoramic views from Horton Bay Point. Enjoy spectacular sunrises, full moons reflecting across the water, and unmatched privacy surrounded by mature cedar and birch trees. The grounds are professionally landscaped and more than 2,000 Sq.Ft. of upper and lower decking create the perfect setting for outdoor entertaining, from shaded evening dinners overlooking the lake to gathering around the chiminea for fireside evenings. A convenient outdoor storage closet keeps lake toys and furnishings protected from the elements. At the shoreline, a large Bulmann dock with sitting platform and a protective organic boulder seawall provide the ultimate waterfront experience. Crystal-clear waters invite boating, kayaking, swimming, and peaceful evenings spent watching the sunset from the end of the dock. Residents also enjoy access to Horton Bay Club amenities, including a sandy beach, tennis courts, marina, walking trails, and the scenic bridge over Horton Creek. Inside, walls of windows frame stunning lake views and welcome refreshing lake breezes throughout the home. The spacious living areas are designed to maximize the waterfront setting, while the kitchen and dining area offer panoramic lake views and direct access to the deck, creating a seamless indoor-outdoor lifestyle. The home features 4 bedrooms and 3.5 baths, providing comfortable accommodations for family and guests. Quality custom furnishings enhance the home's relaxed elegance and timeless appeal. Additional highlights include an oversized detached two-car garage with loft space and a whole-house Generac natural gas generator for peace of mind. Ideally located between Boyne City, Charlevoix, Petoskey, and Bay Harbor, this extraordinary property offers easy access by both land and water to some of Northern Michigan's most desirable destinations!