Private, quiet, and association-free-just over 1 acre in Petoskey, with no HOA dues and rules on how you use it. Three bedrooms, two baths in a split-plan ranch for easy living and full basement with built-in growth potential! Living, dining, and kitchen share the main floor in an open, light-filled layout anchored by a kitchen built for daily use. Stainless steel appliances, a center island, ample cabinetry, and generous counter space make it the natural gathering point of the home. Sliders open from the living area directly to a stamped concrete patio and the large backyard beyond. The primary suite occupies one end of the split plan-its own dedicated corner of the home, complete with an en suite bath. Two additional bedrooms and a full bath anchor the opposite end, keeping the floor plan well-defined without feeling closed off. A covered porch offers a front-of-home landing, and a side entrance opens into a mudroom/laundry room before connecting to the main living areas. The full basement is prepped for a bath and laid out with purpose-three windows, two of them egress, open the space to the possibility of two conforming bedrooms alongside a family room, craft room, home gym, workshop, or extra storage. The infrastructure is in place; what you build from here is entirely up to you. Outside, the just-over-one-acre lot has room for outbuildings, a chicken coop, or a gardening shed-and no association rules to limit any of it. A 10x20 shed is already in place. Natural gas, central air, and True Stream fiber serve the home, and downtown Petoskey's shops, dining, and four-season outdoor recreation are all within easy reach.