Everything needed for daily living falls on one level at this Bear Creek Estates townhome, with a finished walkout lower level that nearly doubles the livable space. Three bedrooms and two full baths span two finished floors-the primary bedroom, a second bedroom, kitchen, dining area, living room, and laundry all on the main level, under a cathedral ceiling that opens the living area into something that feels notably larger than the footprint suggests. Recent updates run throughout the main floor: solid oak hardwood floors across the living area and front bedroom, fresh paint throughout, and a kitchen refreshed with a new refrigerator, new dishwasher, and a two-level island with counter space to spare. The primary bath has been fully renovated, and the gas fireplace anchors the living room while a sliding door opens to a deck overlooking a quiet wooded valley. The finished walkout lower level adds a substantial family room, a bedroom, a full bath, and a dedicated storage room-space that adapts naturally to a guest retreat, home office setup, or simply room to spread out. A second sliding door opens to a lower deck with its own wooded view. Bear Creek Estates Association covers water, lawn care, private roads, garbage, recycling, snow removal, and exterior maintenance and insurance-freeing owners from the typical upkeep demands and keeping daily life uncomplicated. Just a mile south of downtown Petoskey, the location puts shopping, restaurants, medical care, and the waterfront all close at hand.